Use 0% APR Credit Cards to Make Purchases Now and Pay Later If you are need extra cash to make a big purchase, you may use a 0% APR credit card to buy now and pay later. Credit cards with 0% intro APR allow you to charge a purchase to your credit card now and pay off the credit-card balance over time without incurring interest or fees, as long as you make the minimum payments every month. At this time, many credit cards offer 0% introductory APR on purchases for 12 months or more. If you are short of cash for an expensive purchase, you can open a new credit card with 0% intro APR to enjoy the buying power now. After that, you can just make the minimum payment each billing cycle to avoid finance charges and pay off all the remaining balance at the end of your 0% introductory period. In this way, a 0% APR credit card not only helps you afford the purchase, but also helps you save money by paying no interest for a long time. Best 0% APR Credit Cards on Purchases Choose from one of t
Prepaid cards are designed to help people manage payment within a set limit. They are typically guaranteed approval with no credit check. You may use prepaid cards instead of regular unsecured credit cards to pay for purchases so that you limit the risk of financial loss in the situation of stolen credit cards. You may also choose to give prepaid cards to your young kids so that you limit their spending effectively.
- Withdraw up to $400 in cash per day without a fee at participating ACE locations when you have qualifying Direct Deposit activity.
- With qualifying Direct Deposit, you can open an optional Savings Account and earn up to 6.00% APY.
- Have your payroll or government benefits checks direct deposited to your Flare Account and get paid up to 2 days faster.
- As an accountholder, earn 0.01% APY on funds in your Flare Account.
- When you make a purchase with the Pink debit card for the ACE Flare™ Account by MetaBank®, we'll make a donation to the National Breast Cancer Foundation - join us in the fight!